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FAQs

SOME FREQUENTLY ASKED QUESTIONS

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#60DBO-65920
© 2019 Simple Path Financial, LLC. All Rights Reserved.

 

This offer is for a business, mortgage, student, or unsecured personal loan referred or offered by Simple Path Financial, LLC®. All business, mortgage, and student loan requests submitted through Simple Path Financial, LLC® are funded by a third party.

 

Simple Path Financial, LLC® is a lender and also provides loan referral services. Loans are not available in all states. In Alabama, Arizona, California, Florida, Iowa, Louisiana, Maryland, Michigan, Missouri, Montana, New Mexico, North Carolina, Ohio, Pennsylvania, Texas and Wisconsin personal loans are provided by Simple Path Financial LLC, a licensed lender. In Alaska, Arkansas, Kentucky, Massachusetts, Nebraska, New York and Oklahoma personal loans are issued by Simple Path Financial LLC, compliant with state permitted usury laws. In the states of Indiana, Idaho, South Dakota, and Washington D.C. your personal loan will be fulfilled via our preferred network of third-party lenders. Your loan agreement will clearly identify the lender. For detailed information concerning Simple Path Financial, LLC.’s licensing information please visit www.simplepathfinancial.com/rates-terms-and-licenses.

 

Simple Path Financial, LLC® has no control over participating third-party lender credit worthiness eligibility criteria. APR/Interest rates will vary depending on individual lender terms. Generally, all individuals applying for credit must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval. 
You authorize us to make inquiries and obtain and confirm information about you as we deem appropriate for the purpose of evaluating your eligibility for this extension of credit, including obtaining credit reports, verifying your income, and contacting your employer. You also authorize us to provide identification information about you, and our credit experience information with you to others in accordance with applicable law. Duplicate offers received as a result of multiple mailing to the same person are void, as are multiple acceptances of the same offer. This offer is subject to the expiration date listed on your offer letter.

 

* Annual Percentage Rate. Not all borrowers will qualify for the same rate when a rate is listed “as low as”. Qualifying for rates listed “as low as” are based on the borrower’s credit worthiness, which includes factors such as debt ratio and credit history. Interest rates will vary and are based on lender terms. Ranges from 5.99%-35.36%. All loans may be subject to origination fees ranging from 1% - 5%, of the loan amount, if permitted under applicable state law. For detailed information concerning Simple Path Financial, LLC.’s licensing information please visit www.simplepathfiancial.com/rates-terms-and-licenses.

 

*Para ver informacion importante sobre terminos y condiciones en Español, por favor presione aqui.

 

Simple Path Financial LLC, NMLS #1570007
NMLS Consumer Access

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