WE'RE HERE FOR YOU
THIS POLICY APPLIES TO ANYONE WHO VISITS WWW. SIMPLEPATHFINANCAIL.COM
1. Web Sites Covered
2. Collection and Use of Personal Information
Simple Path Financial will collect your personal information if you decide to check your rate or to apply for one of our loan products. You will be asked to provide contact information, such as name, address, phone number, email address and similar information. We will also ask for financial information such as bank account information and income information. We may use your contact information to send you information while we process your loan application. We may also use your contact information to provide you with information about other Simple Path Financial products and services.
Providing your personal information is entirely optional.
Simple Path Financial does not disclose any personally identifiable information about consumers to anyone, except as permitted or required by law. For example, personally identifiable information about a user may be used or shared to comply with any law, regulation, audit or court order. In the event that our business or substantially all of the assets of the business are acquired, personally identifiable information may be one of the transferred assets.
3. Web Site Navigational Information
Simple Path Financial uses commonly used information-gathering tools, such as cookies, to collect information as users navigate www.SimplePathFinancial.com (“Web Site Navigational Information”). This section describes the types of Web Site Navigational Information Simple Path Financial may collect and how Simple Path Financial may use this information.
There are two types of cookies: session-based and persistent-based. Session cookies exist only during one session. They disappear from your computer when you close your browser software or turn off your computer. Persistent cookies remain on your computer after you close your browser or turn off your computer.
If you have chosen to identify yourself to Simple Path Financial, Simple Path Financial uses session cookies containing encrypted information to allow Simple Path Financial to uniquely identify you. Each time you log into the Web site, a session cookie containing an encrypted, unique identifier that is tied to your account is placed in your browser. These session cookies allow Simple Path Financial to uniquely identify you when you are logged into the Web site and to process your online transactions and requests. Session cookies are required to use the Web site.
Simple Path Financial uses persistent cookies that only Simple Path Financial can read and use to identify browsers that have previously visited Simple Path Financial’s Web site. When you access the Web site or provide Simple Path Financial with personal information, a unique identifier is assigned to you. This unique identifier is associated with a persistent cookie that Simple Path Financial places on your web browser. Simple Path Financial is especially careful about the security and confidentiality of the information stored in persistent cookies. For example, Simple Path Financial does not store account numbers or passwords in persistent cookies. If you disable your web browser’s ability to accept cookies, you will be able to navigate Simple Path Financial’s Web site, but you will not be able to successfully use the Web site.
Simple Path Financial uses web beacons alone or in conjunction with cookies to compile information about users’ usage of the Web site. Web beacons are clear electronic images that can recognize certain types of information on your computer, such as cookies, when you viewed a particular Web site tied to the web beacon, and a description of a Web site tied to the web beacon. For example, Simple Path Financial may place web beacons in marketing e-mails that notify Simple Path Financial when you click on a link in the e-mail that directs you to one of Simple Path Financial’s Web sites. Simple Path Financial uses web beacons to operate and improve the Company's Web sites and e-mail communications. Simple Path Financial may use information from web beacons in combination with data about users to provide you with information about Simple Path Financial.
When you visit the Web site, Simple Path Financial collects your Internet Protocol (“IP”) addresses to track and aggregate non-personally identifiable information. For example, Simple Path Financial uses IP addresses to monitor the regions from which users navigate the Web site.
4. Sharing of Information Collected
Simple Path Financial may share Data about Simple Path Financial Customers with Simple Path Financial’s agents to ensure the quality of information provided. Simple Path Financial does not share, sell, rent or trade personally identifiable information with third parties for their promotional purposes.
Simple Path Financial reserves the right to disclose personally identifiable information provided by users if required by law or if Simple Path Financial reasonably believes that disclosure is necessary to protect Simple Path Financial’s rights and/or to comply with a judicial proceeding, court order or legal process.
5. Do Not Track
Simple Path Financial does not process or respond to “do not track” signals or other similar mechanisms.
Simple Path Financial is committed to protecting the confidentiality of your information and online transactions. We maintain physical, electronic and procedural safeguards designed to protect your personal information. We have security procedures in place to safeguard against loss, theft, unauthorized access, destruction, misuse and modification of this information after we receive it. For example, Simple Path Financial restricts access to the information to our employees, agents and contractors who need to know such information to provide products or services to you.
7. Personal Information on Children
Simple Path Financial products are intended for use by individuals who are at least 18 years old. If you are under the age of 18, you should not be visiting SimplePathFinancial.com. We do not knowingly collect or retain personal information from children under the age of 18. If you are under the age of 18 and are visiting or otherwise using SimplePathFinancial.com, you are advised not to disclose or provide any personally identifiable information on SimplePathFinancial.com.
8. If You Access From Outside the United States
If you reside outside the United States, you understand and agree that any information you provide to Simple Path Financial will be transferred from the country of your residence or location at the time it was provided to the United States. If you do not want your personally identifiable information to be transferred to the United States, do not provide that information to us. By providing us with your information, you consent to the transfer of your information to the United States.
10. Contacting Us
Effective Date: May 1, 2018